Althea Naturopathic provides you with a superbill to submit to your insurance company (for most services). Althea Naturopathic is considered an out-of-network provider. Most insurance plans cover out of network providers at 50-80% (after reaching the deductible). Please note that if you have an HMO or EPO plan, out-of network provider’s are not covered. If you have Medicare + supplemental insurance, the supplemental insurance will typically cover out of network providers, after the claim has been denied by Medicare. The organization, Better, has written an excellent article outlining specifically what a superbill is. Check it out.
It is usually quite simple to submit superbill’s to your insurance company. Althea Naturopathic has created a worksheet to guide you through, as you speak with your insurance company about your benefits.
Another option, is to use the app, Better, to submit your bills for reimbursement from your insurance company. The Better app was designed for private pay patients to get their money back from insurance for out-of-network care, and they aim to take away the burden of paperwork and dealing with insurance companies.
Signing up takes only 1-2 minutes: download the app, take a photo of your insurance card and superbills, and Better handles the rest- it's that simple! They will contact your insurance company for you, to determine your benefits and coverage, FREE of charge.
They review each claim for errors and missing information and provide status updates for you as your claims process. They also verify that you are getting the best possible outcome from your insurance.
They charge a service fee of 10% of the money that you get back from your insurance (once your check is on the way). If the claim goes towards your deductible or is otherwise ineligible for reimbursement, Better is FREE of charge.
Once you sign up with their app and send Better a photo of your insurance card, you can upload your Althea Naturopathic superbills to simplify the reimbursement process from your insurance. Better will submit your superbills to your health insurance on your behalf.